(866) 243-5906

Home / Loan Refinancing

How Can Refinancing Help Your Lifestyle?

Refinancing usually involves reducing your loan’s interest rates to lower monthly payments, or cashing-out some of your home’s equity for other needs such as home improvement. No matter what your reason, HighTechLending offers loan options ranging from conventional to jumbo, to FHA and VA financing. (By refinancing a consumer’s loan, consumer’s total finance charges may be higher over the life of the loan)

Unlock Your Loan Potential

A refinance application is a call away!

Start your journey with our free prequalification process. Fill out the form and one of our mortgage loan originators will contact you shortly to explore your options.

SMS (Text Messages)

I authorize HighTechLending Inc to contact me via SMS and MMS text messages at the number provided, including through the use of an automatic telephone dialing system or an artificial/prerecorded voice regarding customer care inquiries, any submitted applications, loans or accounts, and/or products, services, or promotions.

Phone Calls

I authorize HighTechLending Inc to contact me by telephone or mobile device, including through the use of an automatic telephone dialing system or an artificial/prerecorded voice.

Email

I authorize HighTechLending Inc to contact me via email regarding customer care inquiries, any submitted applications, loans or accounts, and/or products, services, or promotions.

By providing any of the above consents, I understand that:

HighTechLending Inc may contact me even if the telephone number provided is on a corporate, state, or federal Do-Not-Call list(s). I am not required to give my consent as a condition of purchasing any goods or services. I may revoke my consent at any time by contacting marketing@hightechlending.com. Message and data rates may apply. Message frequency varies. For support, reply HELP. To opt out, reply STOP. See our Privacy Policy & Terms for more information.

 

HighTechLending Inc, doing business as American Senior Lending is an Equal Housing Lender, NMLS ID #7147 (www.nmlsconsumeraccess.org)
2030 Main Street, Suite #500, Irvine, CA 92614.

DISCLAIMER:
HighTechLending, Inc. is an Equal Opportunity Lender, acting under the following trade names: American Senior and American Senior Lending. NMLS: #7147, 2030 Main Street, Suite #500, Irvine, CA 92614. Licensed in Alabama under the Alabama Consumer Credit Act “Mini Code”; AZ Mortgage Banker License # 0912577; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License #4130937; Loans made or arranged pursuant to the California Financing Law; CO Mortgage Company Registration – Regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee, License #53077; FL Mortgage Lender Servicer License #MLD1409; HI Mortgage Loan Originator Company License and Service License #HI-7147; ID Mortgage Broker/Lender License # MBL-2080007147; IL Residential Mortgage License # MB.6761112, IL Division of Banking Commissioner: 555 West Monroe Street, 5th Floor, Chicago, IL 60661, (888) 473-4858; NC Mortgage Lender License #L-165611; NJ Residential Mortgage Lender License, Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company License #4517; OH Residential Mortgage Lending Act Certificate of Registration #RM.805365.000; OR Mortgage Lending License #ML-4386 and Servicer License #MS-139; Rhode Island Licensed Lender and Rhode Island Licensed Loan Broker; SC Mortgage Lender/Servicer License #MLS-7147; UT Residential First Mortgage Notification and Mortgage Entity License #8874117; Virginia Broker and Lender Licenses #MC-5962.

EquitySelect is a home equity line of credit (HELOC) mortgage loan. Monthly payments may not cover all accrued interest, and unpaid interest is added to the balance, resulting in a balloon payment at the end of the term or upon payoff. There is a required minimum initial draw of $75,000 or 50% of the credit line for 1st liens (60% for 2nd liens), whichever is greater. The draw period lasts seven years for 1st liens (five years for 2nd liens) and no additional draws can be made after that. Interest Rate is based on Secured Overnight Financing Rate (SOFR) Index + Margin (APR). APR excludes loan fees, points and similar charges relating to opening, renewing, or continuing the account.

Corporate Headquarters

HighTechLending Inc – NMLS #7147

2030 Main St. #500
Irvine, CA 92614
(866) 714-2040
(Not for use by New York borrowers)
ACT@hightechlending.com

Member Of

Compliance

“This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.”
HighTechLending Inc is an Equal Housing Lender, NMLS ID #7147 (www.nmlsconsumeraccess.org).
2030 Main Street, Suite #500, Irvine, CA 92614.
©2026 – HighTechLending, Inc.