HTL Career Openings

Current Open Positions
Reverse Mortgage Processor

CANDIDATES WITHOUT RECENT REVERSE LOAN PROCESSING EXPERIENCE NEED NOT APPLY. REVERSE EXPERIENCE MIN 2 YEARS REQUIRED.

Job Description:

Position Summary:
The Loan Processor’s responsibility includes under general supervision, data entry, verification of all accurate data into ReverseVision system. mortgage loans. Addresses errors and inconsistencies with data while prepping files for underwriters. Job Requirements:

REQUIREMENTS: 
May include but not be limited to the following:

  • Assembles documents in loan file
  • Verifies all data for accuracy; recognizes and corrects errors in source development
  • Ensures confidentiality of client records
  • Acts as liaison with, loan officers, real estate agents, etc.
  • Manage loan from processing through funding
  • Other duties and/or mortgage or company related tasks as assigned by management
  • The employee shall work well under pressure, meet multiple and sometimes competing deadlines and shall at all times demonstrate cooperative behavior with colleagues and supervisor.
  • Able to manage min 25-30 loans in pipeline
  • Efficient time management and organization skills

QUALIFICATIONS:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.
The requirements listed below are representative of the knowledge, skills and/or ability required.
Reasonable accommodations and/or training may be made to enable individuals with disabilities to perform
the essential functions. Positive attitude and team player is a MUST

EDUCATION AND/OR EXPERIENCE:
High school diploma or equivalent plus minimum of 3 years mortgage experience.
REVERSE VISION experience is a PLUS
Basic computer skills required: ReverseVision, email, excel

LANGUAGE SKILLS:
Ability to read and interpret documents such as promissory notes, regulatory and legal directives. Ability to
write correspondence and speak effectively to customers and employees.

MATHEMATICAL SKILLS:
Ability to calculate figures and amounts such as discounts, interest and percentages. Ability to apply
concepts of basic math.

REASONING ABILITY:
Ability to define problems, collect data for resolution, establish facts and provide information that is
thorough and concise to management for resolution. Ability to interpret an extensive variety of technical
instructions.

BENEFIT PACKAGE:

Aggressive pay-structure: hourly + bonus

Full benefits including: Medical; Dental; Vision. 401k; Paid Vacation

Forward Mortgage Loan Processor

RESUMES WITHOUT RECENT MORTGAGE PROCESSING EXPERIENCE WILL NOT BE CONSIDERED

Position Summary:

HighTechLending’s Non-QM Loan Processor principal accountabilities require tasked within the designated time frames established by Management and outlined in the Processing Flow Responsibilities.

Essential Duties:

Principal Accountabilities:

  • Perform all processing required tasked within the designated time frames established by Management.
  • Follow up on all outstanding orders with third parties and clients.
  • Obtain and review all required loan conditions issued on the loan with the loan officer, coordinate with buyers, sellers, title companies, closing agents, and real estate agents to obtain additional documentation, complete loan submissions and ensure a successful closing.
  • Responsible for submission of any non-delegated or brokered loan files to the applicable investor in accordance with investor requirements.
  • Obtain all final verification required on all loans prior to closing.
  • Responsible for managing individual pipeline to ensure system data is correct, turn-times met and all compliance requirements adhered to.
  • Responsible for daily communication to designated team members.
  • Main point of contact for clients and originators regarding loan file status.
  • Ability to maintain high client services levels and provide proactive communication with client through all phases of the loan process.

Minimum Qualifications:

  • 3+ years processing/underwriting experience in mortgage loans; minimum of 5 years strongly preferred
  • Full understanding of income analysis, title analysis, appraisal analysis, credit analysis RESPA, TILA, TRID, hazard insurance, and be proficient in both refinance and purchase transactions.
  • Strong customer service skills and ability to manage difficult conversations to a successful outcome and positive client experience
  • Working knowledge of conventional and government guidelines, as well as, Federal and State compliance requirements.
  • Ability to prioritize multiple competing tasks
  • Ability to manage pipeline daily while meeting monthly production and quality goals
  • Strong written and verbal communication skills preferred
  • Fraud Detection

Desired experience:

  • Experience with Lending QB loan origination system a plus.
  • Hard Money and Non prime mortgage experience desired.

HighTechLending provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics.

Wholesale Account Executive

Wholesale Account Executive

Irvine, CA
Full-time, Commission

Position Summary:

HighTechLending’s Wholesale Account Executive will be responsible for meeting the Wholesale Division’s production objectives as determined by the Company. Employee will insure the highest quality of Customer Service, Compliance and Ethics in regards to any loan originations from the broker community.

Essential Duties

Aggressively prospect brokers to offer all HTL loan products

  • Market, train and present to broker client base
  • Work with Broker Approval Department on approval of Brokers
  • Work with Brokers on marketing materials
  • Evaluate level of knowledge to determine how much assistance broker needs on origination of loan packages
  • Communicate with management on broker system needs
  • Educate brokers on the benefit of becoming a HighTechLending retail branch with goal to convert to branch
  • Daily use of CRM to track all client activity
  • Provide monthly and quarterly reverse mortgage funding projection reports to management

Required Skills:

Preferred knowledge of Reverse Mortgage and Non-QM loans

  • Must currently have an active client base providing an on-going stream of loan submissions
  • Proven experience with Reverse and Forward loan origination systems
  • Excellent communication and presentation skills
  • Enhanced follow-up skills

Territory of Employee Region:

National

Reverse Loan Officer
NAMED #7 IN THE NATION and #2 in CA FOR REVERSE MORTGAGES. LEADS PROVIDED! GREAT INCENTIVE COMMISSION PLAN. GREAT TEAM!Requirements: 

  • 4+ Years minimum Mortgage Loan Originator experience
  • High proficiency in technology and web-based systems
  • Ability to produce efficiently in a fast paced environment
  • Excellent written and verbal communication skills
  • Inbound and outbound, call-center experience

We are a Direct Lender seeking licensed Loan Officers WHO SPECIALIZE IN Conv/FHA to join our Team. We are an established lender looking to expand our operations. We invite you to take a tour of our operations and experience the way we do things. Below are a few examples:

  • Top commissions in the industry
  • Hourly + Commission
  • VA, FHA, Conventional, Non-QM
  • Competitive pricing on all programs-direct to Fannie/Freddie/Ginnie
  • Friendly and accessible processing and underwriting staff all under one roof
  • Full benefits including Medical, Dental, Life, 401k

We provide one of the most generous compensation plans in the industry. We will also work with you during the transition period from your current job to make it easier on you. Furthermore, there is no draw here.

Call Center Loan Officer

THIS IS AN INSIDE CALL CENTER POSITION (GREAT LOCATION – FUN ENVIRONMENT)

NAMED #7 IN THE NATION and #2 in CA FOR REVERSE MORTGAGES. LEADS PROVIDED! GREAT INCENTIVE COMMISSION PLAN. GREAT TEAM!

Summary of position

  • We own a call center that feeds live transfers into the inside sales team. Every day my MLOs take at least 3 live transfers from new clients
  • Office is open 5 days a week with live transfers coming over every day
  • All leads are provided (no need for you to generate business)
  • Average close time is 21-30 days on both Refinance and Purchase loans
  • Great support staff that allows you to focus on generating more business
  • Fast-paced environment where you’ll need to quickly respond to online leads providing a quote and following up with a phone call
  • Continuously follow up to convert leads to clients

Requirements:

  • 2+ Years minimum Mortgage Loan Originator experience
  • High proficiency in technology and web-based systems – ENCOMPASS, Pricing Engine and CRM
  • Ability to produce efficiently in a fast-paced environment
  • Excellent written and verbal communication skills
  • Inbound and outbound, call-center experience

We are a Direct Lender seeking licensed Loan Officers WHO SPECIALIZE IN VA, FHA, Non-QM to join our Team. We are an established lender looking to expand our operations. We invite you to take a tour of our operations and experience the way we do things. Below are a few examples:

Some highlights on what we offer include:

  • Guaranteed Hourly Base – No Draw
  • Competitive Commissions Plan
  • Health, Dental, and 401k Plan
  • Full Array of Loan Products from Jumbo, Hi-Balance, Conforming, VA, FHA, and In-House Non-QM programs.
  • Industry Leading Pricing
  • In House Processing and Underwriting- We are Direct Lender
  • Exclusive HighTechLending Leads provided

We provide one of the most generous compensation plans in the industry. We will also work with you during the transition period from your current job to make it easier on you. Furthermore, there is no draw here.

HighTechLending, Inc

About HighTechLending, Inc:

HighTechLending, Inc. a leader in the Mortgage Industry, and headquartered at 2030 Main Street, Ste 350, Irvine, CA 92614 with FNMA, GinnieMae, VA, and HUD endorsements have corporate support offices and producing approximately 30 retail and reverse branches based in CA, FL, OR, CO, WA, TX, PA, IL, NC, MD, UT, VA, NJ, SC, NC and AZ. Expansion to NY are currently in licensing process. HighTechLending, Inc is proud to be an Equal Opportunity Employer. Applicants are considered for all positions without regard to race, color, religion, sex, national origin, age, disability, sexual orientation, ancestry, marital or veteran status.

* Excellent team atmosphere

For your hard work, you will be rewarded with a strong salary and benefits, including 401k, and other cool perks. We are a fast growing company with a clear business plan for success. Please submit your salary requests.

Mortgage Loan Processor

RESUMES WITHOUT RECENT MORTGAGE PROCESSING EXPERIENCE WILL NOT BE CONSIDERED –

EXPERIENCED NON-QM CANDIDATES WILL BE GIVEN PREFERENCE

Position Summary:

HighTechLending’s Non-QM Loan Processor principal accountabilities require tasked within the designated time frames established by Management and outlined in the Processing Flow Responsibilities.

Essential Duties:

Principal Accountabilities:

  • Perform all processing required tasked within the designated time frames established by Management.
  • Follow up on all outstanding orders with third parties and clients.
  • Obtain and review all required loan conditions issued on the loan with the loan officer, coordinate with buyers, sellers, title companies, closing agents, and real estate agents to obtain additional documentation, complete loan submissions and ensure a successful closing.
  • Responsible for submission of any non-delegated or brokered loan files to the applicable investor in accordance with investor requirements.
  • Obtain all final verification required on all loans prior to closing.
  • Responsible for managing individual pipeline to ensure system data is correct, turn-times met and all compliance requirements adhered to.
  • Responsible for daily communication to designated team members.
  • Main point of contact for clients and originators regarding loan file status.
  • Ability to maintain high client services levels and provide proactive communication with client through all phases of the loan process.

Minimum Qualifications:

  • 3+ years processing/underwriting experience in mortgage loans; minimum of 5 years strongly preferred
  • Full understanding of income analysis, title analysis, appraisal analysis, credit analysis RESPA, TILA, TRID, hazard insurance, and be proficient in both refinance and purchase transactions.
  • Strong customer service skills and ability to manage difficult conversations to a successful outcome and positive client experience
  • Working knowledge of conventional and government guidelines, as well as, Federal and State compliance requirements.
  • Ability to prioritize multiple competing tasks
  • Ability to manage pipeline daily while meeting monthly production and quality goals
  • Strong written and verbal communication skills preferred
  • Fraud Detection

Desired experience:

  • Experience with Encompass loan origination system a plus.
  • Hard Money and Non prime mortgage experience desired.

HighTechLending provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics.

HighTechLending, Inc

About HighTechLending, Inc:

HighTechLending, Inc. a leader in the Mortgage Industry, and headquartered at 2030 Main Street, Ste 350, Irvine, CA 92614 with FNMA, GinnieMae, VA, and HUD endorsements have corporate support offices and producing approximately 30 retail and reverse branches based in CA, FL, ID, OR, CO, WA, TX, PA, IL, NC, MD, UT, VA, NJ, SC, NC and AZ. HighTechLending, Inc is proud to be an Equal Opportunity Employer. Applicants are considered for all positions without regard to race, color, religion, sex, national origin, age, disability, sexual orientation, ancestry, marital or veteran status.

* Excellent team atmosphere

For your hard work, you will be rewarded with a strong salary and benefits, including 401k, and other cool perks. We are a fast growing company with a clear business plan for success. Please submit your salary requests.

Reverse Underwriter - $15k Signing Bonus

Reverse Underwriter (Remote) – $15k Signing Bonus

PLEASE DO NOT APPLY IF YOU DO NOT HAVE PRIOR REVERSE UNDERWRITING EXPERIENCE

* Excellent team atmosphere

For your hard work, you will be rewarded with a strong salary and benefits, including 401k, and other cool perks. We are a fast growing company with a clear business plan for success. Please submit your salary requests.

We are seeking to add to our Reverse DE Underwriting team. Positions are based in Irvine.

Responsibilities may include but are not limited to the following:

  • $10k – $15k signing bonus
  • Must have a Direct Endorsement (DE) designation
  • Previous experience with reverse mortgages a MUST.
  • Underwrite residential reverse mortgage loans within scope of authority, ensuring compliance with FHA and secondary market guidelines
  • Review loan file documentation for adherence to loan program guidelines, including but not limited to: property appraisal report, title report, hazard insurance and disclosures
  • Evaluate risk and set terms for approval and modification or identify reasons for rejection
  • Review and determine acceptability and value support of appraisal reports, title reports, etc. and assess company risk in accordance with guidelines
  • Review conditions to determine if documentation clears loan stipulations
  • Maintains contact with outside agencies to obtain required information and/or documentation
  • Review loans and conditions within established service level agreements
  • Communicate effectively with internal staff to maintain a company’s high level of customer service

Desired skills and experience include:

  • Must have a Direct Endorsement (DE) designation
  • Residential mortgage reverse underwriting experience preferred
  • Working knowledge of current credit and collateral guidelines
  • Ability to work in a fast paced environment
  • Accurate typing, spelling and grammar skills
  • Working knowledge of MS Office and familiarity with FHA Connections
  • Excellent written and oral communication skills
  • Sr. Reverse Processor may apply with “Road to your DE Underwriting Program”

HighTechLending is an equal opportunity employer.

Additional Information

  • Excellent Compensation plan
  • Full benefits
  • 401(k) plan
  • Company Paid Life Insurance
  • Flexible Schedule
  • Paid Holiday – 11 days
  • Potential growth within a growing organization. We promote from within
  • Working in a growing and dynamic industry

Experience:

  • Fair Housing Regulations: 1 year (Preferred)
  • Reverse Underwriting: 1 year (Required)

COVID-19 Precaution(s):

  • Remote interview process
  • Personal protective equipment provided or required
  • Plastic shield at work stations
  • Temperature screenings
  • Social distancing guidelines in place
  • Virtual meetings
  • Sanitizing, disinfecting, or cleaning procedures in place
Inside Telemarketer

Position Summary:
The Inside Sales Agent will be responsible for making a high volume of calls to potential customers.
Primary Duties and Responsibilities:

• Contact new and existing clients to discuss solutions we offer to assist with their difficulties.
• Answer customer questions regarding Reverse Mortgage features, etc. (not to include
Prohibited Unlicensed Activity, as described below)
• Maintain client follow-up and update contact information and notes in a database.
• Keeping notes of calls and activities and updating information in a proprietary company
database.
• Responsible for follow-up with clients; Set new appointments for our field and Call Center
representatives.
• Overcome any product or service customer related objections.
• Contribute toward individual/team efforts to meet pre-established business targets.
• Provide appropriate documentation, reports and feedback to Sales and Operation Managers to
prevent future objections.
• Carries out all reasonable requests by management of which the employee can perform.
• Employee may perform other related duties as negotiated to meet the ongoing needs of the
organization.

Required Skills and Experience:
• Must be computer savvy using applications Microsoft Office, Windows PC.
• Customer Service
• Capacity for listening, dealing with confrontation, and overcoming objections.
• Should possess good reading skills and have a clear speaking voice
• Customer-centric mentality
• Excellent verbal and written communication skills
• Works with the team; contributes to positive team environment
• Approaches others in a tactful manner; Reacts well under pressure; Accepts and adapts to
frequent change
• Works with integrity and ethically; supports organization’s culture, goals, and values
• Adheres to work schedule
• High school diploma or general education degree (GED); and one to three years related
experience and/or training; or equivalent combination of education and experience

PROHIBITED UNLICENSED ACTIVITY
Inside Sales Agent may not engage in Unlicensed Activity. Interest rates, loan terms, or fees may not
be discussed nor may the Inside Sales Agent take an application. Inside Sales Agent may explain
basic reverse mortgage features, goals and needs, and compliant information as allowed by law. The
Inside Sales Agent will then introduce the client to their Licensed Loan officer who will originate the
loan.

Unlicensed Inside Sales Agents are prohibited from:
• Originating loan applications, signing loan applications and/or misrepresenting they are a
licensed MLO.
• Communicating loan terms such as rate, terms, costs, fees, cash available or qualifications to
the customer.
• If a customer requests information specific to Loan Origination, they are to be immediately
referred to a licensed individual.
• Proper supervisory oversight is needed to ensure no impermissible activity is conducted.
• FAILURE TO ADHERE TO THESE REGULATIONS WILL RESULT IN IMMEDIATE
TERMINATION.
Physical Effort and Dexterity
• The physical demands described here are representative of those that must be met by an
employee to successfully perform the essential functions of this job. Reasonable
accommodations may be made to enable individuals with disabilities to perform the essential
functions of the job.
• Regularly required to sit, stand, walk, talk, and hear.
• Regularly required to use hands to finger, handle, or feel; and reach with hands and arms.
• Occasionally required to stoop, kneel, or crouch.
• Regularly required to lift and/or move up to 10 pounds.
• Occasionally required to lift and/or move up to 25 pounds.
• Specific vision abilities required by this job include close vision, distance vision, color vision, and
ability to adjust focus.
• The noise level in the work environment is usually moderate

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