A conventional loan is a traditional mortgage for buying or refinancing a home with flexible terms and competitive rates.
Get grants or loans for down payment/closing costs. Available with a 600+ FICO credit score, not limited to first-time buyers.
Access flexible credit using home equity for expenses like repairs, education, or big purchases with a revolving line of credit.
Up to 90% Loan to Value (LTV), $4M loans, $3M cash out. Accepts bank statements, P&L, ITIN, and 620+ FICO credit score. Interest-only options available.
Up to 80% LTV, $3.5M loans, $1M cash out. 640+ FICO credit score, no DSCR, foreign nationals, interest-only, non-owner occupied.
Our streamlined approval process ensures minimal hassle and quick turnaround. Once everything is in place, you’ll receive your funds, ready to put towards home improvements, debt consolidation, or whatever your plans may be.
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We offer a wide range of home loan options to suit every need, from first-time buyers to those looking to refinance. Our expert team will guide you through each step to find the perfect loan.
We offer a wide range of home loan options to suit every need, from first-time buyers to those looking to refinance. Our expert team will guide you through each step to find the perfect loan.
We understand that you may have questions about our loan products and services. To help you get the information you need quickly, we’ve compiled a list of the most frequently asked questions. Browse through the answers below or contact our team for further assistance.
We offer a variety of mortgage products, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans.
Qualification depends on factors such as credit score, income, debt-to-income ratio, and down payment. Our loan officers can guide you through the specific requirements.
Yes, our streamlined online application process allows you to apply for a mortgage from the comfort of your home.
The process typically takes 30 to 45 days, but this can vary based on your financial situation and the complexity of the loan.
Payments can be made online, through our mobile app, by mail, or via automatic bank draft.
Start your journey with our free prequalification process. Fill out the form and one of our mortgage loan originators will contact you shortly to explore your options.
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HighTechLending Inc is an Equal Housing Lender, NMLS ID #7147 (www.nmlsconsumeraccess.org). 2030 Main Street, Suite #500, Irvine, CA 92614. AZ Mortgage Banker License # 0912577; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License #4130937; CO Mortgage Company Registration – Regulated by the Division of Real Estate; CT Mortgage Lending License #ML-7147; FL Mortgage Lender Servicer License #MLD1409; Georgia Residential Mortgage Licensee, License #53077; HI Mortgage Loan Originator Company License and Service License #HI-7147; ID Mortgage Broker/Lender License # MBL-2080007147; Illinois Residential Mortgage Licensee, License #MB.6761112 (for licensing information, go to: www.nmlsconsumeraccess.org), Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601, 1-888-473-4858; MD Mortgage Lender License #21762; ME Supervised Lender License #7147; MI Mortgage Broker/Lender/Servicer License #FR0026128 – 2nd TD Mortgage/Broker/Lender/Servicer License #SR0026129; NC Mortgage Lender License #L-165611; NH Mortgage Banker License #27178-MB; NJ Residential Mortgage Lender License, Licensed by the N.J. Department of Banking and Insurance; NM Mortgage Loan Company; NV Mortgage Company License #4517; OH Residential Mortgage Lending Act Certificate of Registration #RM.805365.000; OR Mortgage Lending License #ML-4386 and Servicer License #MS-139; PA Mortgage Lender #49892; Rhode Island License Lender, Rhode Island Licensed Loan Broker, RI Lender License #20244771LL – Loan Broker License #20244772LB; SC Mortgage Lender/Servicer License #MLS-7147; TN Mortgage License #7147; TX Mortgage Banker Registration; UT Residential First Mortgage Notification and Mortgage Entity License #8874117; Virginia Broker and Lender Licenses #MC-5962; WA Consumer Loan Company License #CL-7147.
