A conventional loan is a traditional mortgage for buying or refinancing a home with flexible terms and competitive rates.
Get grants or loans for down payment/closing costs. Available with a 600+ FICO credit score, not limited to first-time buyers.
Access flexible credit using home equity for expenses like repairs, education, or big purchases with a revolving line of credit.
Up to 90% Loan to Value (LTV), $4M loans, $3M cash out. Accepts bank statements, P&L, ITIN, and 620+ FICO credit score. Interest-only options available.
Up to 80% LTV, $3.5M loans, $1M cash out. 640+ FICO credit score, no DSCR, foreign nationals, interest-only, non-owner occupied.
Our streamlined approval process ensures minimal hassle and quick turnaround. Once everything is in place, you’ll receive your funds, ready to put towards home improvements, debt consolidation, or whatever your plans may be.
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We offer a wide range of home loan options to suit every need, from first-time buyers to those looking to refinance. Our expert team will guide you through each step to find the perfect loan.
We offer a wide range of home loan options to suit every need, from first-time buyers to those looking to refinance. Our expert team will guide you through each step to find the perfect loan.
Going into this we were in the dark about the whole process. We were blessed that RH answered our call, we cant say enough about this wonderful guy! It went smoothly and he made sure we understood every step and answered all questions with patience. Thank you!!
RW as great easy to talk to and always available he answered the 100’s of questions I asked from start to finish. He followed through on everything and kept me updated through the entire process. If you are looking for a reverse mortgage I would highly recommend RW
This company is 100% there for you when you need them. Our representative, *******, did all he could to make the experience as smooth and easy as he possibly could. Plus, he was a genuinely nice person, always had time to help and answer questions. I am definitely impressed, would recommend him and the company to anyone I know. The other people involved in our loan were so great too, helpful and personable no matter what was thrown at them.
Thank God, that with a little on-line research, I discovered High Tech. From the very start I was promised a timely result. These guys are extremely professional and have the right attitude. They understand that there is a difference between just checking boxes versus putting a winning package together for a successful result. High Tech was responsive and answered the dozens of questions anyone analyzing this product probably will have. They completed the loan in just weeks and came through on all their promises. I was especially fortunate to have Marcus Powell as my loan representative. I thoroughly enjoyed working with him and highly recommend him to anyone looking for an experienced professional.
Our initial contact was with Marcus Powell who said that they could get us financed. Ten other firms before had rejected us or flat out refused to even try. Marcus and Dawn Thissen worked for several weeks to provide us with the results we needed. They had to work through several obstacles provided by our previous creditors and banks who hold our assets and would not provide the requested up to date information. We are still receiving hard copies of items that had to be worked around. Marcus and Dawn could have given up like some of the others did, and they could have switched their efforts to an easier client, but they stuck with us. For this they are to be commended.
We understand that you may have questions about our loan products and services. To help you get the information you need quickly, we’ve compiled a list of the most frequently asked questions. Browse through the answers below or contact our team for further assistance.
We offer a variety of mortgage products, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans.
Qualification depends on factors such as credit score, income, debt-to-income ratio, and down payment. Our loan officers can guide you through the specific requirements.
Yes, our streamlined online application process allows you to apply for a mortgage from the comfort of your home.
The process typically takes 30 to 45 days, but this can vary based on your financial situation and the complexity of the loan.
Payments can be made online, through our mobile app, by mail, or via automatic bank draft.
Start your journey with our free prequalification process. Fill out the form and one of our mortgage loan originators will contact you shortly to explore your options.
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Corporate Headquarters
HighTechLending Inc is an Equal Housing Lender, NMLS ID #7147 (www.nmlsconsumeraccess.org). 2030 Main Street, Suite #500, Irvine, CA 92614. AZ Mortgage Banker License # 0912577; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License #4130937; CO Mortgage Company Registration – Regulated by the Division of Real Estate; CT Mortgage Lending License #ML-7147; FL Mortgage Lender Servicer License #MLD1409; Georgia Residential Mortgage Licensee, License #53077; HI Mortgage Loan Originator Company License and Service License #HI-7147; ID Mortgage Broker/Lender License # MBL-2080007147; Illinois Residential Mortgage Licensee, License #MB.6761112 (for licensing information, go to: www.nmlsconsumeraccess.org), Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601, 1-888-473-4858; MD Mortgage Lender License #21762; MI Mortgage Broker/Lender/Servicer License #FR0026128 – 2nd TD Mortgage/Broker/Lender/Servicer License #SR0026129; NC Mortgage Lender License #L-165611; NH Mortgage Banker License #27178-MB; NJ Residential Mortgage Lender License, Licensed by the N.J. Department of Banking and Insurance; NM Mortgage Loan Company; NV Mortgage Company License #4517; OR Mortgage Lending License #ML-4386 and Servicer License #MS-139; PA Mortgage Lender #49892; Rhode Island License Lender, Rhode Island Licensed Loan Broker, RI Lender License #20244771LL – Loan Broker License #20244772LB; SC Mortgage Lender/Servicer License #MLS-7147; TN Mortgage License #7147; TX Mortgage Banker Registration; UT Residential First Mortgage Notification and Mortgage Entity License #8874117; Virginia Broker and Lender Licenses #MC-5962; WA Consumer Loan Company License #CL-7147.