Non-QM Bank Statement Loan

A Non-QM Bank Statement Loan is a flexible mortgage option designed for individuals who may not qualify for traditional loans due to non-standard income sources or credit history. 

Non-QM Bank Statement Loans consider alternative documentation, such as bank statements, to assess a borrower’s ability to repay the loan.

Key Features To Consider:

Quick Approval: By considering bank statements and other alternative documentation, these loans often have faster approval processes compared to conventional mortgages.

Flexible Qualification: Non-QM Bank Statement Loans provide an alternative path to homeownership for those who don’t fit into the traditional lending criteria.

Customized Solutions: Lenders tailor loan terms to fit individual financial situations, offering personalized solutions that meet diverse borrower needs.

Why Consider a Non-QM Bank Statement Loan?

If you’re interested in exploring our Non-QM Bank Statement Loans further or want to see if you may qualify, we’re here to help!

Fill out our contact form, and one of our friendly mortgage specialists will reach out to discuss your options.


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HighTechLending Inc is an Equal Housing Lender, NMLS ID #7147 ( 2030 Main Street, Suite #500, Irvine, CA 92614. AZ Mortgage Banker License # 0912577; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License #4130937;, CO Mortgage Company Registration – Regulated by the Division of Real Estate; FL Mortgage Lender Servicer License #MLD1409; Georgia Residential Mortgage Licensee, License #53077; HI Mortgage Loan Originator Company License and Service License #HI-7147, ID Mortgage Broker/Lender License # MBL-2080007147, Illinois Residential Mortgage Licensee, License #MB.6761112 (for licensing information, go to:; IL Residential Mortgage License # MB.6761112, Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601, 1-888-473-4858; MD Mortgage Lender License #21762; NC Mortgage Lender License #L-165611; NJ Residential Mortgage Lender License, Licensed by the N.J. Department of Banking and Insurance; NM Mortgage Loan Company; NV Mortgage Company License #4517; OR Mortgage Lending License #ML-4386 and Servicer License #MS-139; PA Mortgage Lender #49892; SC Mortgage Lender/Servicer License #MLS-7147; TX Mortgage Banker Registration; UT Residential First Mortgage Notification and Mortgage Entity License #8874117; Virginia Broker and Lender Licenses #MC-5962; WA Consumer Loan Company License #CL-7147.

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