Privacy Policy – HighTechLending, Inc

HighTechLending postal address is
2030 Main Street #500
Irvine, Ca 92614

We can be reached via e-mail at act@hightechlending.com or you can reach us by telephone at 949.468.2600.

Information Automatically Collected by the Web Site

Server Logs
For each anonymous visitor to our web site (www.hightechlending.com), our web server automatically recognizes only the visitor’s domain name and/or IP address, but not the user’s e-mail address.

We collect and survey aggregate information on what pages visitors access or visit. The information we collect is used to improve the content of our web site, and to provide you with further information about our services.


Cookies
We use cookies to record user-specific information about what pages users access or visit and record session information (such as font size preference, etc…). No personal data is stored in cookies on your computer.


Information Provided by the End User

Email Address
We collect the e-mail addresses of visitors who communicate with us via e-mail.

Surveys/Registrations
We collect and survey aggregate information volunteered by the visitor, such as survey information and/or site registrations.

Postal Address
If you supply us with your postal address online, you will only receive the information for which you provided us your address.

Phone Number
Persons who supply us with their telephone numbers online will only receive telephone contact from us with information regarding programs for which they have specifically requested information.


Visitor Access to the Information We Collect

Access to Consumer Information
Upon request, we provide site visitors with a description of and access to information (e.g., name, address, phone number) maintained by web site administrators about them.

This information may be requested by contacting us at the address (postal or email), above.

Opt-out Policy
If you do not want to receive e-mail from us in the future, please let us know by sending us e-mail or calling us at the numbers listed above.

Corrections to Personal Information

Upon request, we offer visitors the ability to have inaccuracies corrected in contact information. Visitors can have this information corrected by calling us at the above telephone number.


Third Party Access to the Information We Collect

Ad Servers
We do not partner with or have special relationships with any ad server companies.

Physical Security
We have appropriate security measures in place in our physical facilities to protect against the loss, misuse or alteration of information collected from you at our site.

Future Use and Visitor Recourse

Future Use
From time to time, we may use customer information for new, unanticipated uses not previously disclosed in our privacy notice. If our information practices change in the future, we will post the policy changes, notifying consumers/visitors of these changes, with an opportunity to opt out of these new uses. If you are concerned about how your information is used, you should check back at our Web site periodically.

Visitor Recourse
If you feel that this site is not following its stated information policy, you should contact state or local chapters of the Better Business Bureau; state or local consumer protection offices; or HighTechLending Inc at the address or phone number listed above.

 

CCPA PRIVACY NOTICE

This CCPA PRIVACY NOTICE is for California residents only and  supplements the information contained in the Privacy Statement of HighTechLending, Inc and its subsidiaries (collectively, “we,” “us,” or “our”) and applies solely to visitors, client’s, users, and others who reside in the State of California (“consumers” or “you”). We adopt this notice to comply with the California Consumer Privacy Act of 2018 (“CCPA”) and other California privacy laws.  Any terms defined in the CCPA have the same meaning when used in this notice.


Information We Collect
We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device (“personal information”). In particular, we have collected the following categories of personal information from consumers within the last twelve (12) months:

Category

Examples

Collected

A. Identifiers.

A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver's license number, passport number, or other similar identifiers.

Y

               

B. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).

A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver's license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. Some personal information included in this category may overlap with other categories.

Y

C. Protected classification characteristics under California or federal law.

Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information).

Y

D. Commercial information.

Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.

N

E. Biometric information.

Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data.

N

F. Internet or other similar network activity.

Browsing history, search history, information on a consumer's interaction with a website, application, or advertisement.

Y

G. Geolocation data.

Physical location or movements.

Y

H. Sensory data.

Audio, electronic, visual, thermal, olfactory, or similar information.

N

I. Professional or employment-related information.

Current or past job history or performance evaluations.

N

J. Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)).

Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.

N

K. Inferences drawn from other personal information.

Profile reflecting a person's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.

N

 

Personal information does not include:

We obtain the categories of personal information listed above from the following categories of sources:

Use of Personal Information
We may use or disclose the personal information we collect for one or more of the following business purposes:

We will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you notice.


Sharing Personal Information

We may disclose your personal information to a third party for a business purpose.  When we disclose personal information for a business purpose, we enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract.
We disclose your personal information for a business purpose to the following categories of third parties:

In the preceding twelve (12) months, we have not sold any personal information and we have no intention of doing so in the future.


Your Rights and Choices
The CCPA provides consumers (California residents) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.

Access to Specific Information and Data Portability
Unless your personal information is excluded from the scope of the CCPA, you have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request, we will disclose to you:

Deletion Request Rights
Unless your personal information is excluded from the scope of the CCPA, you have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies.
We may deny your deletion request if retaining the information is necessary for us or our service providers to:

Exercising Access, Data Portability, and Deletion Rights
To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us by either:

Only you or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.
You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:

We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you.  Making a verifiable consumer request does not require you to create an account with us.  We will only use personal information provided in a verifiable consumer request to verify the requestor's identity or authority to make the request.  Our practices with regard to verifying a request will vary depending on the request and the information we have on the person making the request.


Response Timing and Format
We endeavor to respond to a verifiable consumer request within 45 days of its receipt.  If we require more time (up to 90 days), we will inform you of the reason and extension period in writing.  If you have an account with us, we will deliver our written response to that account.  If you do not have an account with us, we will deliver our written response by mail or electronically, at your option.  Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request's receipt.  The response we provide will also explain the reasons we cannot comply with a request, if applicable.  For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.
We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded.  If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.


Non-Discrimination
We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:

Changes to Our Privacy Notice
We reserve the right to amend this privacy notice at our discretion and at any time. When we make changes to this privacy notice, we will notify you by email or through a notice on our website homepage.


Contact Information
If you have any questions or comments about this notice, our Privacy Statement, the ways in which we collect and use your personal information, your choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us at:

Phone: 949.468.2600
Website: https://hightechlending.com/contact-us/
Email: act@hightechlending.com
Postal Address: 2030 Main Street #500, Irvine, CA 92614
Attn: Compliance